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citibank marketing
May. 25th, 2007 12:22 pmI am a happy Citibank customer. (No pun intended, Russian internet is full of Citibank's customers horror stories, but I can use it, the secret is just not to expect too much form the service)
I've borrowed some money from Citibank in Russian Roubles with 12% interest rate. (The official inflation here is ~12%, real one is closer to 18%).
Apparently, Citibank realized that my credit line is too good for me.
So, in last few weeks, I got a phone call, couple of e-mails, mails and even SMSes asking me if I would accept another credit line, worth about 30% more then I have now, under 17% interest rate to cover my old credit line. When I got a call to my mobile on Sunday from Citibank employee (and how they recruit and treat those phone-marketing staff is another sad story I cannot reveal in the blog), I just answered that I am not an idiot to refinance my 12% debt with 17% debt. I can't write a response to SMS citing this, unfortunately.
Other ways, Citibank is great and convenient bank and I'm happy to be it's customer.
I've borrowed some money from Citibank in Russian Roubles with 12% interest rate. (The official inflation here is ~12%, real one is closer to 18%).
Apparently, Citibank realized that my credit line is too good for me.
So, in last few weeks, I got a phone call, couple of e-mails, mails and even SMSes asking me if I would accept another credit line, worth about 30% more then I have now, under 17% interest rate to cover my old credit line. When I got a call to my mobile on Sunday from Citibank employee (and how they recruit and treat those phone-marketing staff is another sad story I cannot reveal in the blog), I just answered that I am not an idiot to refinance my 12% debt with 17% debt. I can't write a response to SMS citing this, unfortunately.
Other ways, Citibank is great and convenient bank and I'm happy to be it's customer.
